FHA Home Improvement Lending

From design to construction and project completion, Artisan Design & Remodeling offers the very best in construction management. We help you navigate the planning process and financing.

Available through Artisan Design & Remodeling:

  • Financing up to $25,000
  • No Equity Required
  • Terms from 5-20 years
  • No Pre-Payment Penalties
  • Interest rates start at 6.9%
  • Receive the Funds in 10-12 days

Program Overview

FHA Title 1 Home Improvement Loan

  • No equity required to qualify
  • Free to offer to your customers  

Loan Amounts

  • Up to $25,000 secured with fixed rates from 6.95%-11.95%
  • Up to $7,500 unsecured with fixed rates from 7.95%-13.95%  

Time Frame

  • Customer gets pre-approved within minutes
  • Customer receives the funds within 11-12 days of original inquiry  

Loan Details

  • Requires a credit mid-score of 650 or higher
  • Debt-to-Income Ratio of 45% or under
  • Available Terms: 5, 7, 10, 15 and 20 years
  • No Pre-Payment Penalties
  • Tax Deductible Interest (Secured Loans Only)
  • Funds are disbursed before work begins
  • Funds are only for Home Improvements (No Debt Consolidation)

The Process

San Diego Remodeling Financing Process


Estimated payment matrix

Application Link

Click here to apply for financing. Use Contractor Code: ARTISAND

If you are looking for a San Diego remodeling contractor, please call 619-761-3172 or complete our online request form.

© 2012 Artisan Design and Remodeling

CA CSLB # 944081

All Rights Reserved


Artisan Design and Remodeling
3802 Rosecrans St. #365
San Diego, CA 92110
Phone: 619-761-3172

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